Sprive Raises $7.3M to Help Homeowners Crush Their Mortgages Faster with AI

Sprive is on a mission to eliminate unnecessary interest payments by giving people a smart, automated way to own their home sooner.

Company Name: Sprive
Location: London, UK
Industry: Fintech / Mortgage Tech

Funding Details:

  • Amount: $7.3M (Seed)
  • Investors:
    • Lead: Ascension
    • Participants: Channel 4 Ventures, Velocity Capital, Two Magnolias

Purpose of Investment:

  • Expand operations
  • Broaden market reach

Leadership:

  • CEO: Jinesh Vohra

Product:
Sprive is an AI-powered mortgage assistant designed to help homeowners overpay their mortgage intelligently and get on the best deal. The app automates mortgage overpayments in small, manageable amounts and helps users shave years off their loan while saving thousands in interest.

Currently integrated with 14 of the UK’s largest lenders—including HSBC, Barclays, Santander, NatWest, Virgin Money, and more—Sprive ensures users not only pay down their debt faster but also stay on top of better mortgage deals as rates change.

About Company:
Sprive is on a mission to eliminate unnecessary interest payments by giving people a smart, automated way to own their home sooner. Its AI mortgage assistant is redefining how consumers interact with their mortgages—turning passive repayment into active wealth-building.